Bank Liaison

Purpose of Bank Liaison

 

Bank liaison is the strategic interface between your organization and lending institutions. It is not merely document submission—it is the structured management of bank communication, credit evaluation, clarifications, negotiations and compliance throughout the funding lifecycle.

Consiga Global Consultants provides Bank Liaison Services to ensure that:

  • Your proposal is presented in a bank-ready, credit-aligned format

  • Information flow remains accurate, timely and structured

  • Lender queries are addressed proactively

  • Approval timelines are compressed

  • Miscommunication and avoidable rejections are eliminated

Our objective is to convert a good project into a sanctioned and disbursed facility with minimal friction.

  • Boost your sales with strategically built user experience.

Our Strategic Approach

Consiga Global Consultants integrates industry logic, financial rigour and investor expectations to deliver robust valuations.

  1. Market anchored
    Project cash flows are grounded in real market variables, not wishful assumptions.

  2. Technical-validated
    The design, capacity, technology and O&M parameters are assessed to ensure that projected outputs are achievable.

  3. Risk-adjusted
    Instead of a single “forecast,” we produce multiple sensitivity views capturing volatility, execution risk and cyclical trends.

  4. Completely transparent
    Every assumption is documented. Every formula is traceable. Every conclusion is backed by logic.

Our Bank Liaison Services Include

1. Funding Readiness & Proposal Structuring Before approaching banks, we ensure your proposal is fully aligned with lender expectations. Review of project and business model Financial restructuring (if required) Bankable financial projections TEV / DPR integration Credit rating positioning (if applicable) Funding mix optimization (TL, WC, LC, BG, CC) 2. Bank Selection & Approach Strategy We identify the most suitable lenders based on: Sector appetite Ticket size Risk profile Collateral structure Promoter background Regional exposure We then create a structured approach strategy: Lead bank identification Consortium structuring (if required) Parallel lender discussions for leverage optimization 3. Documentation & Submission Management We manage the entire submission pipeline, including: Information Memorandum (IM) CMA data and financial models Project reports, TEV and DPR ROC documents and KYC Land, asset and collateral documents Past financials and banking history We ensure accuracy, consistency and audit-readiness across all documents.
4. Credit Appraisal & Query Management This is the most critical stage of the bank liaison process. We support: Direct coordination with credit and risk teams Structured responses to bank queries Additional data validation and submissions Cash flow and DSCR clarifications Security and collateral justification Sensitivity and stress case explanations Our involvement significantly reduces back-and-forth delays. 5. Sanction Term Negotiation Support We assist promoters in understanding and negotiating: Interest rates and reset terms Processing fees and charges Margin and equity contribution Security and collateral coverage Repayment structures and moratoriums Key financial covenants Our goal is to ensure the sanction terms are commercially fair and operationally viable. 6. Post-Sanction & Disbursement Coordination Approval alone does not ensure funding success. We manage: Compliance checklist execution Legal documentation coordination CP (Conditions Precedent) fulfillment Disbursement sequencing End-use certification alignment First drawdown support 7. Ongoing Banking Relationship Support (Optional Retainer) For growing companies, we offer long-term banking liaison on retainer basis: Quarterly performance updates to banks Renewal and enhancement coordination Covenant monitoring Ad-hoc funding requirements Early warning signal management

Market Analysis

Risk Management

Technology Advising

Financial Consultation

Planning & Conductiong

Bonds & Commodities

Business Strategy

How can we help you?

Contact us at the Consulting WP office nearest to you or submit a business inquiry online.

Contact Us

Our Liaison Process Workflow

  1. Initial Diagnosis & Funding Objective Mapping

  2. Proposal Structuring & Financial Alignment

  3. Lender Identification & Approach Execution

  4. Credit Appraisal & Query Management

  5. Sanction Term Advisory & Finalization

  6. Disbursement & Compliance Management

Key Benefits of Working With Consiga

  • Faster approval cycles

  • Reduced documentation errors

  • Stronger lender confidence

  • Better negotiation positioning

  • Lower risk of rejection or delay

  • Single-point coordination between promoter and bank

  • Who Uses Our Bank Liaison Services

    • SMEs and mid-corporates

    • Infrastructure and EPC contractors

    • Manufacturing and engineering firms

    • Real estate and warehousing developers

    • Renewable energy projects

    • Logistics and service enterprises

    • Startup and growth-stage businesses

  •  

Integration With Other Services

Our bank liaison service is seamlessly integrated with:

  • Techno Economic Viability (TEV)

  • Detailed Project Reports (DPR)

  • Debt Syndication

  • Credit Rating Advisory

  • Valuation & Financial Modelling

  • Insolvency & Restructuring

This ensures one unified financial and credit strategy rather than fragmented execution.

Engagement Models

  • One-time sanction and disbursement support

  • Project-based liaison for term loans

  • Retainer-based banking coordination

  • Consortium and multiple-bank coordination mandates

Getting Started

To initiate a Bank Liaison engagement, we typically require:

  • Business and project overview

  • Last 3 years audited financials

  • Current banking limits and statements

  • Proposed funding requirement

  • Collateral and security details

Based on this, we share a customized liaison engagement proposal with timelines and scope.

Contact Us for a free consultation

Book a free consultation and take the next step toward confident, well-structured financing.

Try it for Free!
Scroll to Top